The bank reported standalone net profit of Rs 1,468.86 crore for the quarter ended September 30, 2026 as compared to Rs 1212.88 crore in the same period last year, registering a year-on-yearÿgrowthÿof 21.11 per cent.
Interest income of the bank rose by 18.46 per cent at Rs 10356.87 crore for the quarter ended September 30, 2026 as against Rs 8743.11 crore in the corresponding period last year.
During the July-September quarter, total income rose moderately by 14.51 per cent to Rs 11,737.21 crore from Rs 10,249.73 crore in the year ago period.
Meanwhile, operating expenses increased by 11.87 per cent to Rs 9,468.91 crore from Rs 8,464.11 crore in the same period last year.
Operating profit surged 27.03 per cent to Rs 2,268.30 crore from Rs. 1,785.62 crore.
Provisions and Contingencies surged by 79.14 per cent at Rs 562.74 crore from Rs 314.14 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 26.27 per cent at Rs 4,145.21 crore versus Rs 3,282.82 crore in the year ago period. Non-interest income dipped 8.38 per cent year-on-year to Rs 1,380.34 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.39 per cent of the gross advances as at the end of September 30, 2026 from a level of 3.01 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.31 per cent of net advances on September 30, 2026 from 0.48 per cent a year ago.